Cairo, Egypt — Modupay, the leading payments technology enabler across the Middle East and Africa, has partnered with Access Bank (Ghana) Plc to power the launch of the Access U Debit Card, a cornerstone of the Bank’s newly introduced Access U financial ecosystem designed to empower Ghana’s next generation of digitally connected consumers.
The collaboration reinforces Modupay’s commitment to enabling financial institutions across the region to deliver payment experiences that reflect local market realities while leveraging world-class technology, regional expertise and more than three decades of payments innovation.
The launch reflects a broader transformation taking place across the Middle East and Africa, where banks are increasingly designing financial services around evolving customer behaviors rather than traditional banking models. Delivering these experiences requires payment technology that is scalable, secure and adaptable to the unique regulatory, commercial and consumer dynamics of each market. With operations spanning more than 40 countries, Modupay combines regional scale with deep local market expertise, helping banks, fintechs, telecommunications providers and non-bank financial institutions build, launch and operate payment products that respond to the distinct needs of the communities they serve.
Powered by Modupay’s modular, end-to-end payments platform, the Access U Debit Card delivers secure, convenient and accessible digital payments, supporting Access Bank Ghana’s ambition to build a financial ecosystem that goes beyond traditional banking products and drives long-term financial inclusion.
As Ghana’s young population continues to reshape the country’s economy through entrepreneurship, freelancing, digital commerce and the creator economy, financial institutions are reimagining how they engage with a generation that expects seamless, digital-first financial experiences. The collaboration reinforces Modupay’s commitment to enabling financial institutions across the region to deliver payment experiences that reflect local market realities while leveraging world-class technology, regional expertise and more than three decades of payments innovation.
Ahmed Nafie, Chief Executive Officer of Modupay, said: “The future of payments will be shaped by institutions that understand their customers beyond transactions. Across the Middle East and Africa, we are seeing financial institutions reimagine banking for younger, digitally native generations through experiences that are more personalized, accessible and embedded in their everyday lives. At Modupay, we are proud to provide the technology that enables this transformation, helping our partners innovate with confidence while addressing the unique needs of every market they serve. Our collaboration with Access Bank Ghana is a strong example of how regional expertise and local insight can come together to deliver meaningful financial innovation.”
Access U is a first-of-its-kind financial ecosystem designed to accompany young Ghanaians throughout every stage of their financial journey, from students managing their first finances to university entrepreneurs and digital creators building sustainable businesses. Beyond banking products, the initiative combines tailored financial solutions, educational resources and community engagement to help young people unlock greater economic opportunities and build lasting financial resilience.
The program was officially launched in partnership with Creatorthon, reinforcing Access Bank Ghana’s commitment to supporting the country’s growing creator economy and recognizing the increasing role that young innovators and entrepreneurs play in shaping Ghana’s future.
Emmanuel Sarpong Oduro, Managing Director, West Africa at Modupay, added: “West Africa is one of the world’s most dynamic payments markets, driven by a young, digitally connected population that is redefining how financial services are accessed and experienced. In Ghana, we’re seeing growing demand for banking solutions that reflect the realities of how young people learn, earn and transact today. At Modupay, our role is to help financial institutions translate those evolving customer needs into secure, scalable and locally relevant payment experiences. We are proud to partner with Access Bank Ghana on the launch of Access U, supporting a new generation of customers while contributing to the continued evolution of Ghana’s digital payments ecosystem.”
Oluwaseun David-Akindele, Head of Retail Products and Marketing, Access Bank Ghana, said: “Access U was created to meet young Ghanaians where they are today and support where they aspire to be tomorrow. Beyond providing financial products, our goal is to build an ecosystem that empowers young people with the tools, opportunities and confidence to participate fully in the digital economy. Having a trusted payments technology partner like Modupay enables us to deliver a secure, seamless and scalable payment experience that complements this vision and supports the evolving needs of our customers.”
The partnership further reinforces Modupay’s role as a trusted payments technology partner for financial institutions across the Middle East and Africa, enabling organizations to accelerate innovation, modernize customer experiences and deliver payment solutions tailored to local market needs. By combining regional capabilities with dedicated on-the-ground expertise, Modupay continues to help partners unlock new opportunities for growth while advancing financial inclusion across the region.
About Modupay
Modupay is the leading payments tech enabler across the Middle East and Africa, empowering banks, fintechs, telcos, and non-banking financial institutions to build, launch, and operate payment products with greater flexibility and control. Formerly known as MDP, Modupay brings together card issuing, payment processing, digital payment solutions, data and insights, and compliance within a modular, scalable, end-to-end platform.
With more than 30 years of experience in the payments ecosystem, Modupay supports partners across the full payments lifecycle, from personalized card production to financial transaction processing and digital payments. Headquartered in Cairo, Egypt, Modupay operates in more than 40 countries and is backed by a team of over 620 professionals, remaining accessible and close to its partners through dedicated, on-the-ground teams across key regional markets.
About Access Bank (Ghana) Plc
Access Bank (Ghana) Plc, a subsidiary of Access Bank Plc, is a leading full-service commercial bank in Ghana. Committed to driving financial inclusion and providing innovative banking solutions, Access Bank continues to empower individuals and businesses across Ghana through its extensive product offering. With a strong focus on superior customer service, sustainability, and digital transformation, the Bank remains dedicated to supporting the unbanked, creating opportunities for financial growth, and ensuring that every customer enjoys seamless access to modern banking services.
17/8/2026